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7 Ways to Troubleshoot If You Can’t Add Card to Apple Pay on iPhone

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    Digital and cashless transactions are gradually taking over the traditional ways of paying money. These transactions are faster, convenient, and secure. For Apple users, going cashless is even easier because Apple offers them its own paying method in the form of Apple Pay.

    However, some people can find difficulty in connecting their card with their Apple Pay account. This can be quite troublesome. However, in this guide, we will present you with a list of ways using which you can fix errors that hinder your Apple Pay from connecting with your bank card.

    Why Can’t I Add My Card to Apple Pay?

    There are many reasons why you face difficulties connecting your card to Apple Pay. Some of these reasons can include:

    • Device’s compatibility issues
    • Older Apple OS
    • Bank not supporting Apple Pay
    • Card connected to iCloud billing

    Another important reason why you might face difficulty connecting your card to Apple Pay is your device is set in the wrong region. If you are facing this issue, you will receive the following message: “The region setting for this device cannot be used with Apple Pay” while you try to link your card to Apple Pay.

    How to Fix Can’t Add Card to Apple Pay

    Numerous issues and bugs are related to the malfunctioning card adding to Apple pay. Below we will sort out various methods and how we can overcome this Carding issue with Apple Pay. Sometimes it’s your country and region causing the problem; sometimes, it’s the iOS version, and the device needs to be updated a few times.

    But iToolab has all one solution available also for all of your Apple Pay-related issues. Introducing the all-new iToolab FixGo ( for iOS and Mac ). With its premium features, it can be a comprehensive one-click solution.

    Way 1. Fix Can’t Add Card to Apple Pay with FixGo

    If you don’t want to waste much time on these little tries, then the ultimate and actionable way is FixGo. As mentioned before, one of the reasons why you cannot connect Apple Pay to your card is because of software problems. FixGo is designed to tackle more than 200 such problems.

    iToolab FixGo

    Fix Can’t Add Card to Apple Pay in iOS 17

    • FixGo can help you regain access to your iPad or iPhone.
    • You can use FixGo when you are unable to update the iOS manually.
    • Apple Pay-related issues can easily be rectified with our product.
    • Restore to the last version in case of update failure with literally just a Click!
    Secure Download
    Secure Download

    All of these problems can either arise while you are trying to connect your card to Apple Pay. However, having FixGo by your side can prevent these troubles from happening. Aside from taking care of all these problems, FixGo is also very easy to download.

    How do I Use FixGo’s By iToolab?

    Downloading and using FixGo is very easy, and here’s how you can do it in three simple steps:

    Step 1: Visit FixGo on your PC and connect your iPhone regarding which you are facing the problem of connecting your card to Apple Pay. Choose Standard Mode to Fix Now, then you can see the following steps.

    choose standard mode

    Step 2: To repair your device, you will have to download a firmware package. To do so, click Browse to select the package storage path and Download to proceed.

    download firmware

    Step 3: After downloading the firmware package, click Repair Now to resolve any software issue due to which you cannot connect your card to Apple Pay.

    repair now

    Way 2. Change your country and region

    Changing your country or region is also one way to fix the problem of your cad not connecting to Apple Pay. Here’s how you can change your country or region on your iPhone:

    Step 1: Launch your iPhone’s Settings. Tap Name > Country/Region.

    country and region

    Step 2: Tap View Account > Country/Region > Change Country or Region.

    change country and region

    Step 3: Choose any country or region from the given list and agree to terms and conditions.

    Step 4: Now, you will be taken to the billing address. Select None > Done.

    Step 5: Visit Media & Purchase and repeat the whole process. However, this time, select your original Country or Region.

    media and purchases

    Way 3. Contact your card issuer

    Many times, your card issuer’s card is not compatible, and that’s why you cannot get it connected with Apple Pay. Try contacting your card issuer to see if they offer compatible cards.

    Way 4. Update to the latest version of iOS

    If you are running an older version of iOS on your devices, try updating it and see if your card gets connected to Apple Pay. Currently, it is the most optimum iOS to run Apple Pay in iOS 17. You can install updates on your Apple devices wirelessly by these steps:

    Step 1: Using iCloud or your PC, backup your device.

    Step 2: Plug your device into the charger and get it connected to the internet.

    Step 3: Go to Settings > General > Software Update.

    Step 4: From the software update options, tap Automatic updates, and check both Download & install iOS updates.

    Step 5: Tap Install Now. However, if you see Download and Install, tap on it to download and update in iOS.

    Way 5. Check the compatibility

    In order for Apple Pay to work properly, it is important that you use the device as a compatible device. The following iPhone models are compatible with Apple Pay:

    • iPhone models with Face ID feature
    • iPhone models with Touch ID feature (except for iPhone 5S)

    Similarly, the iPad models, i.e., iPad Pro, iPad Air, iPad mini, and iPad models having Touch ID and Face ID features, are compatible with Apple Pay.

    Way 6. Check for services outages or connection issues

    The outage of services (such as power services) or problems with your internet connection can be a reason why your Apple Pay is unable to connect to your card. If there are any service outages, then you might be able to see a Can’t connect message on your screen. To further confirm it, you can check the following services:

    • App Store
    • Apple Books
    • Apple TV
    • Apple News
    • Apple Fitness+
    • Apple Music
    • iTunes Store, and
    • Game Center

    If none of these services work, check your device’s System Status page and see if there is an outage of service in your area/country/region.

    Way 7. “Could Not Add Card” or “Invalid Card”

    If you see a message seeing Could Not Add Card or Invalid Card, then you must contact your card issuer to solve the problem.

    How to Add Card to Apple Pay after Fix

    Before adding your card to Apple Pay, you should ensure that your device is up-to-date. Then, follow these steps to add your card to Apple Pay:

    Step 1: On your iPhone, launch the Wallet application.

    Step 2: Select + icon to add the Apple card.

    Step 3: Add your card by scanning it into the scanner.

    add card to apple pay

    Step 4: Then, on your card, select the correct position.

    Step 5: Once the correct position has been set, follow its lead until you come across the bank instructions.

    Following these steps will connect your card to the Apple Pay application.

    card on wallet

    Conclusion

    This guide addresses the issue of can’t add a card to Apple Pay. By going through this guide, you have learned different reasons due to why this problem can occur. Afterward, this guide presents you with solutions to fix this problem. However, the best way to solve the underlying problem that led to this issue is to use iToolab FixGo. With FixGo, you can easily connect your card to Apple Pay.

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    Home > Fix iPhone > 7 Ways to Troubleshoot If You Can’t Add Card to Apple Pay on iPhone
    April Ashley, young but professional and passionate in science and technology field, has been working for six years till now. Concentrating on studying Windows and Excel problems, she is dedicated to serving more people who have difficulties in this area.

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